Credit Analyst

We are seeking a highly analytical and detail-oriented Credit Analyst to join our corporate banking team. The role involves evaluating the creditworthiness of corporate clients, analyzing financial data, and preparing risk assessments to support lending decisions.

Key Responsibilities:
- Conduct thorough financial analysis of corporate clients, including balance sheets, income statements, and cash flow projections.
- Assess credit risk by evaluating industry trends, market conditions, and client-specific factors.
- Prepare detailed credit reports and recommendations for loan applications.
- Monitor existing client portfolios to identify early warning signals of potential credit issues.
- Collaborate with relationship managers and senior bankers to structure credit facilities.
- Ensure compliance with internal credit policies, regulatory requirements, and risk management standards.
- Participate in periodic portfolio reviews and contribute to strategic risk management initiatives.

Qualifications:
- Bachelor's degree in Finance, Economics, Accounting, or related field (Master's or CFA is a plus).
- Prior experience in credit analysis, corporate banking, or financial services.
- Knowledge of industry sectors and market dynamics affecting corporate clients.
- Strong quantitative and qualitative analytical skills.